Social Issues
ADVERTIsem*nT
The more technology and communication progress, the more scams are thriving. It has become easier for scammers to reach potential victims and carry out their schemes. From phishing emails to fake online stores, there are countless ways that scammers can take advantage of people who are not cautious.
However, while it is always important to be wary of scams, it is also important to not jump to conclusions and assume that everything that seems too good to be true is a scam. It is important to do research and be cautious in order to avoid scams and find legitimate opportunities that you wouldn't want to miss out on. Lots of people these days assume that everything online is basically a scam, which is why this Redditor wanted to know: "What do people think is a scam but they just don't understand?" and people gave some great answers on this topic that might give you some really important insights.
This post may include affiliate links.
#1
Socialized Healthcare, apparently. "but I'm not sick and I don't wann apay for other people and never use it" blah blah blah. You could fall flat on your face and second and need 500 bucks worth of stitches and painkillers. You can get run over at no fault of your own. You can have a fricking aneurysm. Getting regular checkups is even gonna bring your premiums down, the insurance would rather pay 50-100 for a yearly dental checkup than 15k in prosthetics because all your teeth rotted out because you didn't see anyone in 10 years. Why is the concept of socialism so scary to some Americans? What's so bad about it? Being able to rely on the community? If I get sick, I don't bankrupt myself. If I lose my job, I won't lose my home and can still live a frugal, but dignified life. I would rather live a life with a lot of security and all the same options than a life with 0 security but "mah freedomz". Medical debt bankruptcy is not freedom.
lordoftoastonearth Report
POST
censorshipsucks censorshipsucks Community Member Follow
yes the rest of the world is sitting and watching you guys like it's a reality show.
Vote comment up
95points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
Prof. Robert Kerton, Former President of the American Council on Consumer Interests, gave us some important tips for noticing scams: "The most brilliant warning light flashes when the unexpected phone or online contact explains why you must not contact anyone about the issue. You are about to be scammed. That warning light 'Do not contact anyone' means you are at serious risk. Don’t hang around, hang up. ADVERTIsem*nT Often the caller has a tried-and-true way to frighten you into submission. A different strategy is a promise to get rich quick. Don’t ask questions: disconnect. Your questions are predictable. Scammers have effective tactics - based on their experience - designed to get you to provide cash, or access to your bank account. If you are habitually polite, say 'No thank you' and hang up."
#2
Vaccines and vaccination.
Not me, but those who are anti vaccination really have no understanding of virology, immunology, epidemiology or how to assess relative risk. They probably fall into many of the other things that they “think is a scam but they don’t understand.”
dead_jester , Gustavo Fring Report
POST
BetterBitterButter BetterBitterButter Community Member Follow
I have met people who had little to no education and knew how vaccines work(not everything scientifically but how they can prevent sickness). And then there are people with higher education denying the efficacy of vaccines(some of them work in the field of medicine). It's unbelievable!
Vote comment up
41points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#3
Everyone keeps telling me the Nigerian prince that’s been messaging me for the last week and a half is a scammer but they just don’t understand our love.
PastaPapaEJ Report
POST
Sour Cherry Candy Sour Cherry Candy Community Member
STATUS: it’s complicated
Vote comment up
67points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
We asked Redditor Balisto2222 (Twitch) what they think is a scam and why people think things that are not scams are: "From my understanding, a scam is an electronic or analog bait to fool people into trusting the baiter with valuables (information, money or whatever). People are either unfamiliar with the meaning of 'scam' or get suspicious too quickly." ADVERTIsem*nT
#4
Taxes for the rich!
Zeal_u Report
POST
trevor trevor Community Member Follow
Taxes for Religions as well.
Vote comment up
118points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#5
Therapy. People just can’t fathom that just talking to someone who is not involved directly in your life can really help with processing and resolving a problem. You only get out of it what you put in.
eleanorabernathy1 , https://www.pexels.com/photo/person-in-black-pants-and-black-shoes-sitting-on-brown-wooden-chair-4101143/ Report
POST
Sue Bradley Sue Bradley Community Member Follow
I didn't realise how damaged I was until I had therapy, I thought I was just a stupid and worthless person. It helped me understand the causes of my hidden but self destructive tendencies. If in doubt please try it!!
Vote comment up
3points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
They also gave some advice for not falling for scams: "THINK. BEFORE. DOING. It's the most effective way to not fall for scams or even receive scams in the first place. Mainly consider: 1) is there anything suspicious about the 'scam'? (ex. any private information you need to enter, do you have to do something on an external medium like a website or download, etc.) 2) Where does the "scam" come from? (Do you know the issuer, is the issuer's account/contact information legit, how long has it been active, etc.) 3) Is the motive of the bait itself suspicious in any way (too good to be true, simply unnecessary or excessive, etc.). To prevent potential scams or any harmful threats towards you, simply don't give away any contact information, whether on the internet or literally publicly. Sure, you may be contacted randomly by scammers at any point, but this would prevent any scam directly directed to you." ADVERTIsem*nT
#6
I know I'm late to the party on this comment. But in America the sad answer is this is how people are stating to look at unions. People saying "I don't wanna pay union dues every month" even though my dues cost me less then 2 hours of work a month and my wage is more then double what I would be making non union and that doesn't count the benefits that aren't even supplied to non union guys in this trade.
Bayareairon , SHVETS production Report
POST
Dan Bexell Dan Bexell Community Member Follow
I've posted about this before, but I'll repeat it again: People who hate unions don't realize that the 40 hour work week, which used to be 12 hours a day ,6 days a week, workman's comp, paid vacations and holidays, Retirement, and a lot more, are all benefits fought for by unions which then gradually passed on to most businesses, to the benefit of everybody, but try telling that to a republican, they don't want to hear about that Communist bulls**t.
Vote comment up
18points
Vote comment down
reply
View more commentsArrow down menu
#7
For a depressing amount of the UK: the EU.
Applepieoverdose , Dušan Cvetanović Report
POST
Dan Bexell Dan Bexell Community Member Follow
It's always refreshing to find out that the US doesn't have a monopoly on uninformed people who don't know how to think, you know, like Trumpers.
Vote comment up
53points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
The Redditor also shared if they think scams will become more prominent: "Obviously as technology and insights about human behavior evolve there will be more and more scams that work in favor of the issuer utilizing those insights and technologies."
#8
Declining pay rises because they think they'll pay more in tax and their take home will be less than before the pay rise. EDIT: The amount of comments claiming it has happened to them is really disturbing. Learn how your taxes work people .
insane__knight , Karolina Grabowska Report
POST
Donkeywheel Donkeywheel Community Member Follow
This one is undoubtedly an error from the OP who doesn’t understand how personal finance work for a lot of low wage workers. Taxes are not the only parameter. A pay rise might induce the loss of social supports, or the change of category for some benefits. Earning 10% more but losing your housing arrangement (rent control, public subsidies) for example may not be worth it.
Vote comment up
100points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
ADVERTIsem*nT
ADVERTIsem*nT
#9
My dad and online banking. You can check your balance, make transfers and even set up standing orders. "But my account will get hacked" is his response every single time.
Malcolmpargin , Joseph Frank Report
POST
Tortitude Tortitude Community Member Follow
My wife is the same. I try to explain that you can check your balance at any time and spot if something is wrong much quicker than Iif you rely on paper statements.
Vote comment up
30points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
They also shared some of the more popular scams they've noticed: "Probably did, likely forgot, if I'm being honest. At least, as I have been actively moderating on Discord for the past 1.5 years, I'll list off a couple examples of more subtle scams there, put as many as you wish in the article: - Discord Nitro scam: someone from your friend list DMs you a gifted subscription to Discord Nitro, the link leading to a fake site that steals your login info once input and then uses your account to scam other people on your own friend list. - Playtesting scam: Someone sends you a file or a link to a file, asking you politely to playtest the supposed game that, when run, hijacks your account, steals your information and uses all to further scam others. - Steam report scam: by far the most popular scam lately, works by someone DMing you a fake screenshot of your account apparently scamming them, then telling you that they mass reported your account on Steam, if you believe them and continue talking the scammer leads you to another account of a supposed Steam moderator who sends you a link that gives them access to all your data if clicked. ADVERTIsem*nT - Cryptocurrency scam: widely popular on the internet and exists on Discord as well. Some account DMs you that you won some cryptocurrency and leads you to some external website or Discord server with an external verification process that hijacks your account and information."
#10
Travel Insurance. It was great when they arranged all travel from overseas apartment to our house when child broke their ankle on an internship. Paid all of the our out of pocket expenses, including our deductibles/copays until child was functioning. edit—we’re American
EntrepreneurOk7513 , Simon English Report
POST
Alexandra Davis Alexandra Davis Community Member Follow
Who doesn't take our holiday insurance? Like who leaves their own country to a foreign one without the guarantee that should anything happen (from lost luggage to broken leg to death) the costs are all covered? I went on a cruise in the summer and bad weather meant we couldn't dock in one port so it turned into a sea day (no big deal) and insurance meant we all got £150 compensation in my party for the trouble. You see so many people every year posting go fund me's because they or a loved one are stuck in a foreign country (or their body is) with an injury and a massive hospital bill and no way of getting home. All when they could have paid like £10 (so long as they have no medical issues but if they do then all the more reason to get insurance!!) for insurance and peace of mind. I will never understand the logic of not taking it out!
Vote comment up
25points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#11
Modern medicine. Like Cleetus, we just want you to not spread COVID, it isn't gonna make you gay.
Tish-of3Marys , Polina Tankilevitch Report
POST
Almarako94 Almarako94 Community Member Follow
Maybe Cleetus is scared from becoming gay just because Cleetus already has gay feelings but tries to hide them, but that's a different topic.
Vote comment up
45points
Vote comment down
reply
View more commentsArrow down menu
#12
Veterinary care. People don't understand that I can't just dispense certain medications without seeing the patient first. Some of these medications could cause fatalities or worsen the situation if used/prescribed wrong!
Camachoan , Mikhail Nilov Report
POST
Almarako94 Almarako94 Community Member Follow
Guess this is also for human doctors as well
Vote comment up
13points
Vote comment down
reply
View more commentsArrow down menu
#13
In the US, universal healthcare 😞
phantalien , Ashkan Forouzani Report
POST
Almarako94 Almarako94 Community Member Follow
In the US, common sense.
Vote comment up
31points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#14
NASA, physics and anything about the earth being round
ExplodingFoam , Pixabay Report
POST
Gaming Chicken Gaming Chicken Community Member Follow
The flat earth is the scam. Those people profit of the gullible and some of them know the earth isn't flat and still do it.
Vote comment up
10points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#15
We had a gal in the telco who was retiring under a surplus - meaning they would pay her so much for each year she worked, in addition to her pension. She turned the money down because she didn’t want her taxes to be too high. I didn’t know her and heard about it after she left. The Union guys tried to explain it but she just would not listen. I don’t know if she thought it was a scam but she didn’t trust the IRS
ta0questi , Nataliya Vaitkevich Report
POST
Dan Bexell Dan Bexell Community Member Follow
It's pretty obvious that she's learned about the Deep State, probably from Qanon.
Vote comment up
23points
Vote comment down
reply
View more commentsArrow down menu
#16
The repair industry. I worked in home repair, small engine repair and computer repair shops years ago. A lot of people expected us to just fix things for free. Others would take it as an insult when we would quote prices or ask to be paid for a job. Send a bill and some people would ask why or what is this. Ask us why we were ripping them off even though the bill was itemized and the price was discussed before hand. It was a horrible industry to work in because of they way people are.
barvoues , Blaz Erzetic Report
POST
Marie Dahme Marie Dahme Community Member Follow
Have a friend who does this on the side. Sets up peoples smart tv’s, computers, stereo s for Bluetooth. They freak out when he explains he doesn’t do it for free. If you want someone to spend hours helping you do something that you can’t do yourself, you compensate them. Why do people think they should get stuff for free ?
Vote comment up
34points
Vote comment down
reply
View more commentsArrow down menu
#17
My dad and step mom once freaked the f**k out because the census was at our door. They said, "she doesnt have a marked car. It's a scam" she had a badge and clipboard. Then my psycho step mom proceeded to get mad at me for opening the door. For the census.
anon , Enayet Raheem Report
POST
James016 James016 Community Member Follow
I did our census form online. UK though. Not sure how other countries do theirs
Vote comment up
20points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#18
Wearing a mask
Redbullgnardude Report
POST
T'Mar of Vulcan T'Mar of Vulcan Community Member Follow
I got Covid less than a month after the government removed the mask mandate (South Africa).
reply
View More Replies...
View more commentsArrow down menu
See Also on Bored Panda
19 Haunting Pictures That Showcase How The Most Beautiful Places Can Change After Being Abandoned
Mom Demands Her Whole Family Be Upgraded To First Class, Forcing 13-Year-Old To Give Up His Seat, But Gets Deplaned Instead
#19
Pet insurance. Everyone freaks out because you have to pay for the services up front and then the insurance pays you back. Everyone I've talked to won't get it because "they won't pay me back!" Or "If I have to pay up front anyway, what's the point?" Look, when Fido gets cancer and needs chemo...you're going to be thrilled you will be getting that $6k back (or whatever it is). We have a Boxer, and they are known for cancer. My first one actually did die of cancer. So, every year we have to pay for a physical and cancer screening. It's pricy, about $600 bucks. However, I get that money back every single time. Plus I have the reassurance that, if she gets sick, I'm covered. I highly recommend pet insurance.
bookworm1421 Report
POST
Bird SharkRawr Bird SharkRawr Community Member Follow
Again, not that people think it is a scam…people just can’t afford it anymore with inflation. I don’t know anyone that has $6k to drop at any given moment so pet insurance really doesn’t help them…
Vote comment up
12points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#20
Making two purchases. Everyone I know thinks they're going to pay more tax if they make two purchases, rather than two items in a single purchase. It boggles my mind that they dont understand when I try to explain that "14% of $20, twice, is the same as 14% of $40"
Hugebluestrapon Report
POST
James016 James016 Community Member Follow
Include the tax in the price on the ticket USA. That would be a good start
Vote comment up
47points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#21
Some members of my family think internet providers are scammers because they pay for 400mbps download and think they will get 400mbps download on each device even if someone is watching Netflix or downloading at the same time on another computer.
POST
rspanther rspanther Community Member Follow
I was unhappy with the speed that I had versus what I was paying for, ended up getting a new modem and router, now I get the speed that I am paying for.
Vote comment up
8points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#22
The air in bag of chips.
gambit_- , The Organic Crave Company Report
POST
James016 James016 Community Member Follow
It’s not air. It’s a gas to stop them going stale. But some companies but too much in and leave very little crisp content.
Vote comment up
28points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#23
The stock market. Lots of people over worry about the short term, withdraw once it dips and never put back in. Never realizing the magic is in the long term
dajadf , Nicholas Cappello Report
POST
Luke Branwen Luke Branwen Community Member Follow
Stock market is just astrology for men.
Vote comment up
35points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#24
There was a time when my parents thought buying stuff online and paying with a credit card it's a scam, took me a while to convince them that if you know which sites are good to order from and which are bad, you can actually avoid scams.
TheDarkGrenadeX , cottonbro studio Report
POST
FakeOptimist FakeOptimist Community Member Follow
Plus buying with a credit card means you have (some) insurance.
Vote comment up
6points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#25
Credit card points. Literally free money if you have an ounce of discipline.
TOS7000 Report
POST
Curtis Dahl Curtis Dahl Community Member Follow
I live off my credit cards, earn 3% cash back on every purchase and pay the balance off before the bill is due, credit can be a gift or a curse, just gotta know how to manipulate it
Vote comment up
14points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#26
In the UK, student loans. Most know they are incredibly favourable, but I still see some talking about how bad they are. There is a minimum wage bracket to pay them back, you are only charged a percentage of the amount over the bracket you earn. For example if it were 10%, and bracket was £200, and you earn £220, you only pay £2. And the entire loan gets written off after 30 years. Yes some people pay £300+ a month, but that's when they are earning over £100,000 a year. If their earnings stop or go down, so do the payments.
IhaveaDoberman Report
POST
Amy S Amy S Community Member Follow
Mmm, I'm on the fence about this one, it depends on which plan you're on. Yes the repayments are low but the interest can be relatively high (the interest rate on my brothers student loan is more than twice the interest rate on my mortgage) but given that most people have no other choice if they want to go to university (and most universities charge the highest rate fees) its a bit of a monopoly.I'm almost 40 and it's only recently that the balance on my loan has started to go down even though I've been paying back for almost 15 years because the interest has been more than the payments.Also there are a number of different plans with different rules depending on when you graduated, mine will be written off when I get to 65, 44 years after I graduated, not 30.
Vote comment up
4points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
#27
Berea college. It's the only college in America that guarantees 0$ in tuition for every accepted student. When people hear that, they immediately think it's some kind of scam.
Shadowdragon409 Report
POST
Sour Cherry Candy Sour Cherry Candy Community Member
If it’s someone’s first time hearing of it I can’t blame them, it does sound too good to be real.
Vote comment up
30points
Vote comment down
reply
View more commentsArrow down menu
#28
5G
POST
Headless Roach Headless Roach Community Member Follow
But the 5G chip injected with covid vaccine really works people! My home Internet rocks now.
Vote comment up
21points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
See Also on Bored Panda
6 Y.O. “Realizes Something Isn’t Adding Up” With Great-Grandparents Living Wealthy On Ordinary Jobs
Parents Demand 18-Year-Old Son Start Acting Like An Adult, He Goes No-Contact And Offers To Sell Parents His Forgiveness 16 Years Later
#29
Airline / Hotel / Credit Card rewards. They take a lot of time and a 100% commitment to never, ever carrying a balance, but you can definitely earn a lot of rewards even without playing the churning games. The Flyertalk.com community is amazing for anyone wanting to get started.
drunkenlout , Matt Hardy Report
POST
Bec Bec Community Member
Credit cards in general are not inherently bad. Honestly, I've been on both sides. When I was underemployed, things just kept coming up and I couldn't keep up, even though I tried. Now I primarily use a card through my credit union, always pay off the balance and cash out $25 for every 2500 points multiple times a year.
Vote comment up
3points
Vote comment down
reply
#30
Buying a beginning band instrument, then buying a step-up instrument within a couple of years
POST
Mir Adwari Mir Adwari Community Member Follow
You can sell the beginners instrument when stepping up. Who knows, until trying, if it will work out, if the person will be any good.
Vote comment up
13points
Vote comment down
reply
View More Replies...
View more commentsArrow down menu
Note: this post originally had 53 images. It’s been shortened to the top 30 images based on user votes.
Anyone can write on Bored Panda. Start writing!
Follow Bored Panda on Google News!
Modal close
Add Your Answer!
Not your original work? Add source
Publish
//=__('About the author', 'boredpanda')?>
Eglė Radžiūtė
Follow
Eglė Radžiūtė
Writer, BoredPanda staff
Hi, I'm Egle! If you made it onto this page, you may want to learn more about me. Would recommend reading works by Edgar Allan Poe much more than reading this bio, but suit yourself. I have plentiful interests, starting from the things I studied in university (Propaganda & Film, Sci-fi Writing, Psychiatry & History of Mental Illness, etc.) and ending with an addiction to tattoos, documentaries, and dancing in front of a mirror at 3am. I'm also a budding artist; I dabble in painting and drawing random bits of chaos. My favorite desert is Tiramisu.
Read more »
//=__('About the author', 'boredpanda')?>
Indrė Lukošiūtė
Follow
Indrė Lukošiūtė
Author, BoredPanda staff
I am a Visual editor at Bored Panda, I'm determined to find the most interesting and the best quality images for each post that I do. On my free time I like to unwind by doing some yoga, watching all kinds of movies/tv shows, playing video and board games or just simply hanging out with my cat
Read more »
Show All Contributors
You May Like
Kotryna Br
Justinas Keturka
Justinas Keturka
Popular on Bored Panda
Start the discussion
POST
G o l d f i s h G o l d f i s h Community Member Follow
I love how all of the posts toward the bottom get progressively vaguer! XD
Vote comment up
11points
Vote comment down
reply
David Paterson David Paterson Community Member Follow
I had a woman ring me to tell me that I'd won first prize in a major competition. She was surprised that I immediately accepted the call as genuine. Normally, the people she rings think it's a scam. It isn't. Prize was worth about $10,000.
Vote comment up
8points
Vote comment down
reply
wowbagger wowbagger Community Member Follow
There are so many scammers out there, I really don't blame people for being overly cautious.
Vote comment up
2points
Vote comment down
reply
Load More Comments
POST
G o l d f i s h G o l d f i s h Community Member Follow
I love how all of the posts toward the bottom get progressively vaguer! XD
Vote comment up
11points
Vote comment down
reply
David Paterson David Paterson Community Member Follow
I had a woman ring me to tell me that I'd won first prize in a major competition. She was surprised that I immediately accepted the call as genuine. Normally, the people she rings think it's a scam. It isn't. Prize was worth about $10,000.
Vote comment up
8points
Vote comment down
reply
wowbagger wowbagger Community Member Follow
There are so many scammers out there, I really don't blame people for being overly cautious.
Vote comment up
2points
Vote comment down
reply
Load More Comments
Popular on Bored Panda
Trending on Bored Panda
Newsletter
Stay Tuned to Your Favorite Categories
More categories Subscription arrow right
Thank you! You've successfully subscribed to newsletters!
By entering your email and clicking Subscribe, you're agreeing to let us send you customized marketing messages about us and our advertising partners. You are also agreeing to our Terms of Service and Privacy Policy.
Also on Bored Panda